5 Things You Can Cut Out in 2021 to Save Money

The pandemic has been tough for most of us, and there is no sugar coating that. When COVID-19 took us by storm, we had no choice but to adjust. We had to change the way we work, the way we shop, the way we interact, and the way we do life in general. Globally, we have been through a lot, and we’ve all been doing a pretty good job handling it while adapting to a new normal.

We collectively and quickly changed our usual way of doing things so we can keep our loved ones and strangers protected. We have had to learn how to become more comfortable with being uncomfortable. As hard as this past year has been for so many of us, there have also been numerous lessons and silver-linings that have come out of it. Our priorities have shifted- and suddenly, we’re starting to realize that changing the way we do certain things has actually worked out for the better!

One thing that has become evident for many of us is that it’s pretty simple to cut costs that aren’t so necessary. Before the pandemic, many of us were going out to eat on the regular, attending pricey events, shopping at the mall weekly, and constantly finding new ways to spend our hard earned money. Now, we have had no choice but to live without some of these things, and in doing so, realizing that they aren’t all that essential. 

With that being said, I want to share 5 quick and easy switches I have implemented in my life to save more money this year, so you can too! 

  1. SWITCHING A GYM MEMBERSHIP FOR YOUTUBE FITNESS VIDEOS

There is absolutely no doubt that the gym is an excellent place to get your sweat on! For many, the gym is more than just a place to gain muscle, it provides us with a mental escape and safe space to work on ourselves. Unfortunately, between lockdowns, closures, and growing COVID-19 cases, the gym hasn’t been readily available to us all. For the past 6 months I have decided to try working out from home and honestly, it’s been great! The best part about working out from home is that there are so many “no equipment” and “low impact” YouTube videos that exist to help you get an optimal workout in. With all the virtual options available, there’s no reason you can’t get your sweat on from home!

2. SWITCHING EXPENSIVE BEAUTY PRODUCTS TO DIY TREATMENTS

Let’s be real, prior to the pandemic, it was a challenge to find the time for self-care. Many of us resorted to buying overly expensive face masks or moisturizers that we could just slather on at the end of the day. Nowadays, that has changed. Many of us are working from home, and suddenly we have more time to show ourselves a little extra love by being more consistent with face masks, hair masks, and overall skin care. With a quick Google search, you can find plenty of do it yourself beauty hacks that you can throw together with products you most likely have at home. Sometimes simple treatments will do the same job, if not better, than our 150 dollar products.

3. REACHING FOR A SWEATER INSTEAD OF THE THERMOSTAT

It’s wintertime, and in Canada, mother nature does not mess around. It can get pretty frigid out there! Now that we’re spending more time at home than ever before, our energy bill could easily reach new heights. Now is the time to ask yourself, “is it cold enough that I need to put the thermostat on? Or, can I put on some layers, grab a comfy blanket, and feel warm?” Most of the time, a sweater will do the trick. Be mindful of how much you’re turning the heat on, especially during the day. If you can, try using it only when it’s absolutely necessary. Besides, being wrapped up in a comfy blanket with your laptop just feels so much better.

4. SWITCHING YOUR DAILY STARBUCKS FOR AT HOME LATTES

Ah, the daily Starbucks latte… something that once felt like a necessity and now, a luxury. Before COVID-19, many of us were rushing out the door to get to our office jobs with little to no time for making coffee at home. This would usually result in ordering an extra large latte, or coffee, at our nearest Starbucks drive through. This year, I challenge you to make your coffee and lattes at home, saving just one day a week for Starbucks or your favourite coffee shop. Since working from home during the pandemic, I have found so many easy coffee and tea latte recipes to make that have been absolutely delicious! You will see just how much money you can save by making this simple switch!

5. SWITCHING YOUR EXPENSIVE CELL PHONE DATA PLAN TO SOMETHING CHEAPER

The days of commuting have been long gone for many of us since the pandemic hit. We have shifted to working from home, and might be continuing to do that for quite a while. At one point, our cell phone plans may have needed to be bigger to account for all the data we were using while on the go. I think it’s safe to say that many of us have been sticking to WIFI lately, meaning there is no longer a need for those large cell phone data plans and add-ons. If you have the opportunity to make the switch to a cheaper plan, it’s a great idea to do so! You might just be able to save quite a bit on a monthly basis, and that always makes a difference.

These are just a few simple switches you can start implementing in your life and daily routine! By looking at your finances and creating some goals about where you want to be in a year from now, you can get an idea of what is worth cutting out. Some of these switches may seem challenging at first, but if you stick to it, you’ll adjust and start saving in no time!